TERMS & CONDITIONS

Effective Date: 10 September 2026
Last Updated: 10 September 2026

These Terms & Conditions govern your access to and use of infopaisa.com, operated by PADMA HUF under the brand name INFOPAISA.

By accessing or using Infopaisa, you acknowledge that you have read and understood these Terms and agree to be bound by them.

1. About Infopaisa

Infopaisa provides financial information, product comparisons, eligibility tools, calculators, educational content, financial tools and, where applicable, links or processing routes to third-party financial-product providers.

2. Eligibility Services

Infopaisa may calculate estimated eligibility using information supplied by users and product-specific criteria.

An Infopaisa result is an informational estimate and is not a sanction, approval or guarantee.

The final decision belongs to the relevant product provider.

3. User Information

You agree to provide accurate and reasonably complete information when using Infopaisa services.

You must not intentionally provide false information, impersonate another person or misuse another person’s information.

4. Identity Verification

Certain services may require identity verification.

Where MeriPehchaan is offered, authentication and consent will take place through the applicable MeriPehchaan flow.

Infopaisa does not request your MeriPehchaan password or authentication credentials.

5. Third-Party Services

Infopaisa may link to or facilitate access to third-party websites, products and services.

Third-party terms, privacy policies and application requirements may apply.

Infopaisa is not responsible for a third party’s independent decisions, policies, systems, availability or services.

6. Financial Decisions

Information on Infopaisa should not be treated as a substitute for reviewing the final product documents or obtaining appropriate professional advice.

You are responsible for evaluating whether a financial product is suitable for your circumstances.

7. Prohibited Activities

You must not:

• Attempt unauthorized access
• Circumvent security controls
• Submit fraudulent information
• Misuse eligibility tools
• Interfere with website functionality
• Introduce malicious code
• Scrape or reproduce protected content without authorization
• Use Infopaisa for unlawful purposes
• Attempt to manipulate eligibility results or provider systems

8. Intellectual Property

Unless otherwise stated, Infopaisa’s original content, software, design, branding, graphics, text and platform functionality are owned by or licensed to PADMA HUF.

Unauthorized reproduction or commercial exploitation is prohibited.

9. Availability

We aim to maintain reliable services but do not guarantee uninterrupted availability.

Services may occasionally be unavailable due to maintenance, technical problems, security incidents, third-party dependencies or circumstances beyond our reasonable control.

10. Changes

PADMA HUF may modify these Terms, services or website functionality from time to time.

Updated Terms will be published on this page.

11. Governing Law

These Terms shall be governed by the laws applicable in India.

Subject to applicable law, disputes shall be subject to the jurisdiction of courts having appropriate jurisdiction in Bengaluru, Karnataka.

12. Contact

PADMA HUF — INFOPAISA

6, 2nd Cross Road
Eshwri Nagar, Hosakere Halli
Bengaluru – 560085
India

Email: [email protected]