HDFC Bank UPI RuPay Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹99
Spend ₹25,000/yr
Secure application via the bank's official website
- UPI enabled credit card
- 3% cashpoints on grocery, supermarket, dining and payzapp spends
- 2% cashpoints on utility spends
Lifetime free
AU Bank LIT Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
FREE
FREE
Secure application via the bank's official website
- Lifetime free
- Get one visit to domestic airport lounges in India – ₹399 for 90 days
- 10x Reward Points on Online Spends – ₹299 for 90 days + 5x Reward Points on Online Spends – ₹199 for 90 days
- 10x Reward Points on Offline Spends – ₹299 for 90 days + 5x Reward Points on Offline Spends – ₹199 for 90 days
- 5% Cashback on Grocery Spends + 5% Cashback on Apparel Spends
- 3 Months Zee5 Membership – ₹99 for 90 days + 3 Months Amazon Prime Membership – ₹299 for 90 days
KIWI UPI Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
FREE
FREE
Secure application via the bank's official website
- Lifetime free + UPI enabled
- Upto 3 complimentary domestic lounge access
- Upto 5% value back on spends over Rs.1.5L on Kiwi UPI transaction.
- 2% value back on Kiwi UPI scan & pay transactions for Neon Members (1.5% for Non Neon Members)
- Earn 2 Reward Points for every ₹200 spent
Kotak Cashback+ Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹750
Spend ₹2L/yr
Secure application via the bank's official website
- 5% accelerated cashback on online food & grocery delivery, and online entertainment spends.
- 3% accelerated cashback on fuel spends.
- Unlimited 0.5% cashback on all other eligible spends.
Kotak League Platinum Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Spend ₹50,000/yr
Secure application via the bank's official website
- UPI credit card
- 8 reward points per Rs. 150 spent on select categories (Airlines and Air Carriers, Travel Agencies & Tour Operators, Package Tour Operators, Electric Sales, Departmental Stores and Durable Goods) on reaching annual spends of Rs. 2 Lakh
- 4 reward points per Rs. 150 on other categories on annual spends up to Rs. 2 Lakh
- 5,000 reward points worth Rs. 500 after the payment of joining fee
- 4 free PVR tickets or 10,000 bonus reward points on spending Rs. 1.25 Lakh every 6 months
- Exclusive assistant services for League Platinum cardholders
HDFC BizBlack Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹10,000
Spend ₹7.5L/yr
Secure application via the bank's official website
- Forex fee - 2%
- Unlimited domestic and international lounge access.
- 6 Complimentary Golf Games Each Quarter
- 5X RPs on Select Business Spends and 5 RPs on Other Spends of ₹150
- Complimentary Club Marriott Annual Membership and Taj Stay voucher worth ₹5000
HDFC BizPower Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹2,500
Spend ₹4L/yr
Secure application via the bank's official website
- UPI credit card + Forex fee - 2%
- 2 complimentary domestic lounge visits per quarter
- 6 complimentary international lounge visits per year
- Earn vouchers from popular brands, namely MakeMyTrip and Reliance Digital are worth Rs. 2,000 by spending Rs. 2.5 lakh each quarter.
- 10X Reward Points on Apple, Flipkart, and MakeMyTrip through SmartBuy.
- Get Amazon Prime One Year Membership and Biz Prime Six Month Membership on first transaction
HDFC BizGrow Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹1L/yr
Secure application via the bank's official website
- UPI credit card
- Get a gift voucher worth Rs. 250 on making one transaction within 30 days
- Upto 55 days interest free period
- 2 Cash Points on every business spend of Rs.200
- 10X CashPoints (20 CP on Each Rs.200 Spend) on select categories of business spends
HDFC BizFirst Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹50,000/yr
Secure application via the bank's official website
- UPI credit card
- Upto 55 days of interest-free credit.
- 3% CashPoints on EMI spends (Maximum 1,000 Cashpoints/Calendar month)
- 2% CashPoints on Utility Bills, Electronics, SmartPay & Payzapp transactions
- 2000 CashPoints every quarter on your quarterly spends of ₹75,000 & above.
- 1% CashPoints on all other expenses, including UPI spends
Shoppers Stop HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹299
Not available
Secure application via the bank's official website
- UPI enabled
- Earn 3% Reward Points on every Shoppers Stop spend (Maximum cap of 500 Reward Points per month).
- Enjoy a complimentary Shoppers Stop Silver Edge Membership.
- 1 % Reward Points on Non-Shoppers Stop Spends (Maximum cap of 1,000 Reward Points per month).
- ₹500 Shoppers Stop welcome voucher redeemable on card payment
- Earn ₹500 monthly weekend offer on Shoppers Stop purchases
Shoppers Stop Black HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹4,500
Not available
Secure application via the bank's official website
- 7% Reward Points/₹150 on every online and offline Shoppers Stop spends
- 2% Reward Points/₹150 on Non-Shoppers Stop spends.
- Shoppers Stop voucher worth ₹4,500 as a welcome gift
- 16 complimentary domestic lounge visits in a calendar year
- 8 complimentary international lounge visits in a calendar year
- Accidental air death cover amounting to ₹3 Crores.
HDFC Bank Freedom Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹50,000/yr
Secure application via the bank's official website
- UPI enabled
- 10X CashPoints BigBasket, Swiggy, BMS, OYO, Uber
- Get 500 bonus CashPoints after paying the joining fee as a welcome benefit
- 1 CashPoint per ₹150 on all other spends
HDFC Bank RuPay IRCTC Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹1.5L/yr
Secure application via the bank's official website
- UPI-enabled RuPay credit card
- 5X RPs/₹100 on IRCTC rail ticket bookings
- Get an extra 5% off on IRCTC bookings via HDFC SmartBuy.
- Get 8 complimentary IRCTC Executive Lounge visits per year (maximum 2 per quarter)
HDFC Bank MoneyBack Plus Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹50,000/yr
Secure application via the bank's official website
- UPI enabled Rupay credit card
- 10X CashPoints/₹150 on spend of Amazon,Flipkart,Big basket etc.
- 2 CashPoints/₹150 on smartpay transaction
- Get 500 CashPoints as a welcome benefit on card joining
- Get a ₹500 gift voucher on quarterly spends of ₹50,000 or more.
HDFC Bank Millennia Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,000
Spend ₹1L/yr
Secure application via the bank's official website
- UPI enabled
- 5% cashback on Amazon, Flipkart, Swiggy, etc.
- 1% cashback on all other online and offline spends
- Get 1,000 bonus CashPoints on the successful realization of the joining fee
Swiggy HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹2L/yr
Secure application via the bank's official website
- 10% cashback on Swiggy (food delivery & dining)
- 5% cashback on online grocery & other spends
- Complimentary 3 month Swiggy One membership
- 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services
- 1% cashback on all other spends
HDFC Bank Pixel Go Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹250
Spend ₹50,000/yr
Secure application via the bank's official website
- UPI enabled credit card
- Unlimited 1% cashback on eligible spends
- 25% Dining Discount Via Swiggy Dineout
HDFC Bank Pixel Play Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹1L/yr
Secure application via the bank's official website
- UPI enabled credit card
- 5% cashback on online spends
- Get 3% cashback on your chosen e-commerce platform — PayZapp, Amazon, or Flipkart
- Get 5% cashback on all purchases made via HDFC SmartBuy
HDFC Bank Regalia Gold Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹2,500
Spend ₹4L/yr
Secure application via the bank's official website
- UPI Enabled + Low Forex
- Get ₹5,000 worth of flight vouchers on spends of ₹5 lakhs
- Get a ₹2,500 gift voucher after successful payment of the joining fee
- 12 domestic & 6 international lounge accesses per year
- 20 Reward Points on every spend of ₹150 on Myntra, Marks and Spencers, Nykaa, and Reliance Digital
- 4 reward points per ₹150 on all spends
Marriott Bonvoy HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹3,000
Not available
Secure application via the bank's official website
- Earn 8 Marriott Bonvoy points per ₹150 on retail at participating hotels in Marriott Bonvoy programme
- Earn 4 Marriott Bonvoy Points/₹150 spent on travel, dining, and entertainment
- Get 1 Free Night Award (worth up to 15,000 Bonvoy Points) at participating Marriott hotels worldwide, valid for 1 year, as a welcome benefit.
- Get complimentary Marriott Bonvoy Silver Elite status with a fast track to Gold Elite upgrade.
- 12 Complimentary domestic & international lounge access
Tata Neu Infinity HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,499
Spend ₹3L/yr
Secure application via the bank's official website
- UPI enabled + Low Forex - 2%
- 5% NeuCoins on Tata brands (BigBasket, 1mg, Croma, etc.)
- 5% NeuCoins on partner Tata brands, including AirAsia India, Tata 1mg, Tata CLiQ, Croma, cult.fit etc.
- Extra 5% NeuCoins when activating Neu Pass on the mobile application.
- Complimentary domestic lounge access 2 visit/quarter
- 4 free international lounge visits per year (one per quarter) for primary and add-on cardholders
Tata Neu Plus HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Spend ₹1L/yr
Secure application via the bank's official website
- UPI enabled
- Earn 7% NeuCoins on the Tata Neu app/website (includes 5% NeuPass activation coins).
- Get 2% back as NeuCoins on non-EMI spends at Tata partner brands.s
- 1% NeuCoins on non-Tata Neu spends and merchant EMI spends.
- Get 4 free lounge visits on quarterly spends of ₹50,000 or more
- Get 499 NeuCoins on the Tata Neu app by making a successful transaction within 30 days of card issuance
Tata Neu Infinity SBI Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,499
Spend ₹3L/yr
Secure application via the bank's official website
- UPI enabled + Low forex - 1.99%
- 5% NeuCoins on Tata Neu app/Partner brand purchases
- Extra 5% NeuCoins select category on Tata Neu platform
- Get 4 free international lounge visits per year (maximum 1 per quarter)
- Get 2 free visits each quarter for spends of ₹75,000 or more in the previous quarter
Tata Neu Plus SBI Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Spend ₹2L/yr
Secure application via the bank's official website
- UPI credit card
- 2% value back on purchases made through the Tata Neu App/Website and partner Tata brands
- Extra 5% value back on select category purchases made on the Tata Neu App/Website
- 1% value back on other transactions, including UPI payments applicable only to the RuPay variant
- 4 complimentary domestic lounge access per year
- 499 NeuCoins as a welcome benefit upon the realization of joining charges
SBI Prime Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹2,999
Spend ₹3L/yr
Secure application via the bank's official website
- UPI enabled
- 10 RP/₹100 on dining, groceries, department stores, movies
- 2 domestic, 4 international lounge visits/quarter
- Welcome e-voucher worth ₹3,000 after annual fee payment
- Get a ₹1,000 Pizza Hut e-voucher on quarterly spends of ₹50,000
- Get a ₹7,000 e-voucher from Yatra or Pantaloons on annual spends of ₹5 lakh
SBI ELITE Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹4,999
Spend ₹10L/yr
Secure application via the bank's official website
- Low forex fee - 1.99% + UPI enabled
- Earn 10 Reward Points/₹100 spent on departmental stores, dining, and grocery spends
- Get 6 complimentary access to international airport lounges per year (max 2 every quarter) with the Priority Pass program
- Earn 2 Reward Points/₹100 on all other purchases
- Get Free domestic lounge access 2 times each quarter
- Complimentary Gold Rounds and Lessons
SBI MILES Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,499
Spend ₹6L/yr
Secure application via the bank's official website
- Up to 2 Travel Credits/₹200 on travel spends
- Get 1,500 Travel Credits on spends of ₹30,000 within 60 days of card issuance
- 4 complimentary domestic lounge visits/year
- Get 5,000 bonus travel credits on annual spends of ₹5 lakh as milestone benefit
- Convert credits to air miles, hotel points, bookings
IRCTC SBI RuPay Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Not available
Secure application via the bank's official website
- UPI-enabled RuPay card for seamless payments
- 1 RP/₹100 on retail purchase and railway ticket bookings through IRCTC
- Enjoy complimentary railway lounge access yearly and stays at 5,000+ hotels across 350+ cities in India
SBI SimplySAVE Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Spend ₹1L/yr
Secure application via the bank's official website
- 10X reward points on dining, departmental stores, movies, and grocery
- Get 2,000 bonus RPs (worth ₹500) on spends of ₹2,000 within the first 60 days of card activation
SBI SimplyCLICK Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Spend ₹1L/yr
Secure application via the bank's official website
- 10X reward points on online spends (Apollo 24×7, BookMyShow, Cleartrip, Swiggy, etc.)
- 5X reward points on other online spends
- Earn gift vouchers from cleartrip/yatra worth up to ₹4,000 every year on achieving the spend milestone
BPCL SBI Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
Spend ₹50,000/yr
Secure application via the bank's official website
- UPI enabled
- 13 reward points per ₹100 on fuel purchase
- Annual savings of nearly 50 litres of fuel
- 1 reward point on other transactions
BPCL SBI Octane Credit Card SBI
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,499
Spend ₹2L/yr
Secure application via the bank's official website
- UPI enabled
- 25X RPs on fuel transaction at BPCL fuel stations
- 10X rewards on groceries, department stores, dining, movies
- 4 complimentary domestic airport lounge visits yearly (1 per quarter)
- Get a ₹2,000 voucher from brands like Bata, Yatra, Hush Puppies, or Aditya Birla Fashion on annual spends of ₹3 lakh
Flipkart SBI Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹3.5L/yr
Secure application via the bank's official website
- 5% cashback on Flipkart and Cleartrip
- 7.5% cashback on Myntra purchases
- 4% cashback with select partners, which for now include Netmeds, Uber, Zomato, and PVR.
- 1% unlimited cashback on other eligible spends
- Flipkart gift vouchers worth ₹250 as a welcome benefit
SBI Cashback Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹999
Spend ₹2L/yr
Secure application via the bank's official website
- 5% cashback on online spends (Amazon, Flipkart, etc.)
- 1% cashback on offline spends
- Get upto 3 add on for family member free for a lifetime
AU Vetta Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹2,999
Spend ₹1.5L/yr
Secure application via the bank's official website
- 4 Reward Points per Rs. 100 on grocery and departmental store spends.
- Get 1 complimentary domestic lounge access per qurter.
- Two complimentary IRCTC lounge access per quarter.
- Complimentary Priority Pass membership with one complimentary international airport lounge access per quarter.
- 2 Reward Points per Rs. 100 on all other retail spends.
- Get a comprehensive insurance coverage of air accident,credit sheild,purchase protection etc.
HSBC TravelOne Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹4,999
Spend ₹8L/yr
Secure application via the bank's official website
- ₹1,000 cashback + ₹3,000 PostCard voucher + 3-month EazyDiner Prime Membership on spends of ₹10,000 within first 30 days + 3,000 bonus reward points when you spend Rs.1,00,000 in the first 90 days.
- 4 Reward Points/₹100 spent on flights, travel aggregators, and transactions made in foreign currency
- 2 Reward Points/₹100 on all other eligible spends
- 6 domestic and 4 inernational lounge access per year
- 10,000 Reward Points as a milestone benefit on making spends of ₹12 lakh or more in a year
- 4 complimentary airport transfers per year (once per quarter) in a Toyota Hycross or a similar premium SUV. The offer is valid until 31st December 2026
- 15% off on international and domestic flights and hotels
HSBC Live+ Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹999
Spend ₹2L/yr
Secure application via the bank's official website
- ₹1,000 cashback as a welcome gift on making first transaction within 30 days
- 10% accelerated cashback on dining, grocery, and food delivery spends
- 1.5% unlimited cashback on all other transactions
- Buy 2 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.
- 4 Domestic lounge access per year
BOBCARD Premier Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,000
Spend ₹1.2L/yr
Secure application via the bank's official website
- UPI enabled
- Get 1 Complimentary Domestic Airport Lounge Access Every Quarter
- Earn 10 Reward Points (5X) for every ₹100 spent on travel, dining, and foreign transactions.
- Earn 2 Reward Points per ₹100 on all other eligible spends.
- Get 500 bonus Reward Points on spending ₹5,000 or more within 60 days of card issuance
- Get personal accident cover up to ₹10 lakh and zero-liability protection for lost or stolen cards.
BOBCARD Select Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹750
Spend ₹70,000/yr
Secure application via the bank's official website
- UPI enabled
- Earn 5X reward points on every Rs. 100 spent on utility bills, dining, and online purchases
- Earn 500 Reward Points on Spends of ₹5,000 Within 60 Days of Card issuance
- Earn 1 Reward Points per ₹100 on retail spends.
- Get zero-liability protection for lost or stolen cards.
- Get free personal accidental coverage upto Rs.15 lakh.
BOBCARD Easy Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹35,000/yr
Secure application via the bank's official website
- UPI enabled
- Earn 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores
- Earn 500 Reward Points on Spends of ₹5,000 Within 60 Days of Card issuance
- Earn 1 Reward Points per ₹100 on all other eligible spends.
- Get zero-liability protection for lost or stolen cards.
BOB Cashback Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹499
-
Secure application via the bank's official website
- UPI enabled
- 5% cashback on eligible online spends.upto Rs.1500/month .
- Unlimited 1% cashback on all other transactions.
BOBCARD Tiara Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹2,499
Spend ₹2.5L/yr
Secure application via the bank's official website
- UPI enabled + Low forex fee
- Earn 15 Reward Points/₹100 Spent on Travel, Dining, and International Spends.
- earn 3 RPs/₹100 on All Other Eligible Spends.
- Get unlimited domestic lounge visits on spends of ₹40,000 in the previous quarter
- Get complimentary health package includes a mammogram and pap smear package
- Get Complimentary Swiggy 3-month membership along offering free delivery and discounts on food
- Free annual memberships to Amazon Prime/Disney Hotstar, Gaana Plus, and more.
- Free FitPass Pro membership for six months, which offers access to over 2,500+ premium gyms and fitness centers.
- Get ₹500 quarterly discount on Myntra, Nykaa, and Flipkart each
- Groceries on a discount with ₹250 off on BigBasket each quarter.
BOBCARD ETERNA Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹2,499
Spend ₹2.5L/yr
Secure application via the bank's official website
- UPI enabled + Low forex
- Earn 15 Reward Points per ₹100 on online shopping, travel, dining, movies, and international spends
- Unlimited complimentary lounge access at domestic airports.
- Earn 3 Reward Points per ₹100 on all other eligible spends, including utility bills (electricity, gas, water).
- Get 6-month FitPass Pro membership as a welcome gift (including 2,500 premium gyms and fitness studios).
- Buy One Get One on movie tickets booked on the District app (max benefit of ₹250/month).
- Get Personal air accident covers worth ₹1 crore (applicable only in case of loss of life).
- Get Accidental death cover worth ₹10 lakh.
Equitas Bank Tiga Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹500
Spend ₹1.2L/yr
Secure application via the bank's official website
- UPI Enabled
- Earn 3× Reward Points per ₹100 on UPI, Contactless, or ‘Pay-by-3’ transactions.
- Earn 1 Reward Point for every ₹100 spent.
- Introductory 0.99% monthly interest rate for first 3 months
Equitas Bank Selfe Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹1,000
Spend ₹2.4L/yr
Secure application via the bank's official website
- UPI Enabled
- Choose 2 out of 5 categories for 5X reward points (apparel, dining, grocery, utility, taxi)
- Select 2 complimentary memberships from Amazon Prime, Disney Hotstar, Sony Liv, Zee5, Reader’s Digest
- Earn 2 reward points for every ₹100 spent on all other transactions
Equitas Bank PowerMiles Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
₹5,000
Spend ₹4.8L/yr
Secure application via the bank's official website
- UPI Enabled + Low forex 2%
- Earn 3 Reward Points for every ₹100 eligible spend.
- Complimentary Club Marriott and EazyDiner Memberships
- 2 domestic lounge visits and 1 international lounge visit per quarter
- Enjoy up to 50 days of interest-free credit on your spending.
IndusInd Bank Tiger Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
FREE
FREE
Secure application via the bank's official website
- Key Benefits
- Lifetime free + Low forex fee - 1.5%
- Earn up to 6 accelerated reward points for every ₹100 spent
- Get 8 Complimentary Domestic Lounge Access per Year
- Get 2 Complimentary International Lounge Access per Year through the Priority Pass Program
- Get 4 Complimentary Golf Games or Lessons per Year
- BOGO on BookMyShow: Get 1 free movie ticket every 6 months (max ₹500).
Uni GoldX Credit Card
Infopaisa Score
Joining Fee
Waiver
75/100
FREE
FREE
Secure application via the bank's official website
- Lifetime free + UPI enabled + Zero forex
- Earn up to 7% digital gold on booking flight tickets through uni app/website.
- Earn 1% on all eligible spends including UPI spends.
- Earn up to 5% digital gold on voucher purchases from leading brands
