HDFC Bank UPI RuPay Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹99
Spend ₹25,000/yr
Secure application through the bank's official website.
-
UPI enabled credit card
-
3% cashpoints on grocery, supermarket, dining and payzapp spends
-
2% cashpoints on utility spends
Lifetime free
AU Bank LIT Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
Lifetime free
-
Get one visit to domestic airport lounges in India – ₹399 for 90 days
-
10x Reward Points on Online Spends – ₹299 for 90 days + 5x Reward Points on Online Spends – ₹199 for 90 days
-
10x Reward Points on Offline Spends – ₹299 for 90 days + 5x Reward Points on Offline Spends – ₹199 for 90 days
-
5% Cashback on Grocery Spends + 5% Cashback on Apparel Spends
-
3 Months Zee5 Membership – ₹99 for 90 days + 3 Months Amazon Prime Membership – ₹299 for 90 days
KIWI UPI Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
Lifetime free + UPI enabled
-
Upto 3 complimentary domestic lounge access
-
Upto 5% value back on spends over Rs.1.5L on Kiwi UPI transaction.
-
2% value back on Kiwi UPI scan & pay transactions for Neon Members (1.5% for Non Neon Members)
-
Earn 2 Reward Points for every ₹200 spent
Kotak Cashback+ Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
5% accelerated cashback on online food & grocery delivery, and online entertainment spends.
-
3% accelerated cashback on fuel spends.
-
Unlimited 0.5% cashback on all other eligible spends.
Kotak League Platinum Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹499
Spend ₹50,000/yr
Secure application through the bank's official website.
-
UPI credit card
-
8 reward points per Rs. 150 spent on select categories (Airlines and Air Carriers, Travel Agencies & Tour Operators, Package Tour Operators, Electric Sales, Departmental Stores and Durable Goods) on reaching annual spends of Rs. 2 Lakh
-
4 reward points per Rs. 150 on other categories on annual spends up to Rs. 2 Lakh
-
5,000 reward points worth Rs. 500 after the payment of joining fee
-
4 free PVR tickets or 10,000 bonus reward points on spending Rs. 1.25 Lakh every 6 months
-
Exclusive assistant services for League Platinum cardholders
HDFC BizBlack Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹10,000
Spend ₹7.5L/yr
Secure application through the bank's official website.
-
Forex fee - 2%
-
Unlimited domestic and international lounge access.
-
6 Complimentary Golf Games Each Quarter
-
5X RPs on Select Business Spends and 5 RPs on Other Spends of ₹150
-
Complimentary Club Marriott Annual Membership and Taj Stay voucher worth ₹5000
HDFC BizPower Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹2,500
Spend ₹4L/yr
Secure application through the bank's official website.
-
UPI credit card + Forex fee - 2%
-
2 complimentary domestic lounge visits per quarter
-
6 complimentary international lounge visits per year
-
Earn vouchers from popular brands, namely MakeMyTrip and Reliance Digital are worth Rs. 2,000 by spending Rs. 2.5 lakh each quarter.
-
10X Reward Points on Apple, Flipkart, and MakeMyTrip through SmartBuy.
-
Get Amazon Prime One Year Membership and Biz Prime Six Month Membership on first transaction
HDFC BizGrow Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
UPI credit card
-
Get a gift voucher worth Rs. 250 on making one transaction within 30 days
-
Upto 55 days interest free period
-
2 Cash Points on every business spend of Rs.200
-
10X CashPoints (20 CP on Each Rs.200 Spend) on select categories of business spends
HDFC BizFirst Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹50,000/yr
Secure application through the bank's official website.
-
UPI credit card
-
Upto 55 days of interest-free credit.
-
3% CashPoints on EMI spends (Maximum 1,000 Cashpoints/Calendar month)
-
2% CashPoints on Utility Bills, Electronics, SmartPay & Payzapp transactions
-
2000 CashPoints every quarter on your quarterly spends of ₹75,000 & above.
-
1% CashPoints on all other expenses, including UPI spends
Shoppers Stop HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹299
Not available
Secure application through the bank's official website.
-
UPI enabled
-
Earn 3% Reward Points on every Shoppers Stop spend (Maximum cap of 500 Reward Points per month).
-
Enjoy a complimentary Shoppers Stop Silver Edge Membership.
-
1 % Reward Points on Non-Shoppers Stop Spends (Maximum cap of 1,000 Reward Points per month).
-
₹500 Shoppers Stop welcome voucher redeemable on card payment
-
Earn ₹500 monthly weekend offer on Shoppers Stop purchases
Shoppers Stop Black HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹4,500
Not available
Secure application through the bank's official website.
-
7% Reward Points/₹150 on every online and offline Shoppers Stop spends
-
2% Reward Points/₹150 on Non-Shoppers Stop spends.
-
Shoppers Stop voucher worth ₹4,500 as a welcome gift
-
16 complimentary domestic lounge visits in a calendar year
-
8 complimentary international lounge visits in a calendar year
-
Accidental air death cover amounting to ₹3 Crores.
HDFC Bank Freedom Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹50,000/yr
Secure application through the bank's official website.
-
UPI enabled
-
10X CashPoints BigBasket, Swiggy, BMS, OYO, Uber
-
Get 500 bonus CashPoints after paying the joining fee as a welcome benefit
-
1 CashPoint per ₹150 on all other spends
HDFC Bank RuPay IRCTC Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹1.5L/yr
Secure application through the bank's official website.
-
UPI-enabled RuPay credit card
-
5X RPs/₹100 on IRCTC rail ticket bookings
-
Get an extra 5% off on IRCTC bookings via HDFC SmartBuy.
-
Get 8 complimentary IRCTC Executive Lounge visits per year (maximum 2 per quarter)
HDFC Bank MoneyBack Plus Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹50,000/yr
Secure application through the bank's official website.
-
UPI enabled Rupay credit card
-
10X CashPoints/₹150 on spend of Amazon,Flipkart,Big basket etc.
-
2 CashPoints/₹150 on smartpay transaction
-
Get 500 CashPoints as a welcome benefit on card joining
-
Get a ₹500 gift voucher on quarterly spends of ₹50,000 or more.
HDFC Bank Millennia Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,000
Spend ₹1L/yr
Secure application through the bank's official website.
-
UPI enabled
-
5% cashback on Amazon, Flipkart, Swiggy, etc.
-
1% cashback on all other online and offline spends
-
Get 1,000 bonus CashPoints on the successful realization of the joining fee
Swiggy HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
10% cashback on Swiggy (food delivery & dining)
-
5% cashback on online grocery & other spends
-
Complimentary 3 month Swiggy One membership
-
12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services
-
1% cashback on all other spends
HDFC Bank Pixel Go Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹250
Spend ₹50,000/yr
Secure application through the bank's official website.
-
UPI enabled credit card
-
Unlimited 1% cashback on eligible spends
-
25% Dining Discount Via Swiggy Dineout
HDFC Bank Pixel Play Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
UPI enabled credit card
-
5% cashback on online spends
-
Get 3% cashback on your chosen e-commerce platform — PayZapp, Amazon, or Flipkart
-
Get 5% cashback on all purchases made via HDFC SmartBuy
HDFC Bank Regalia Gold Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹2,500
Spend ₹4L/yr
Secure application through the bank's official website.
-
UPI Enabled + Low Forex
-
Get ₹5,000 worth of flight vouchers on spends of ₹5 lakhs
-
Get a ₹2,500 gift voucher after successful payment of the joining fee
-
12 domestic & 6 international lounge accesses per year
-
20 Reward Points on every spend of ₹150 on Myntra, Marks and Spencers, Nykaa, and Reliance Digital
-
4 reward points per ₹150 on all spends
Marriott Bonvoy HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹3,000
Not available
Secure application through the bank's official website.
-
Earn 8 Marriott Bonvoy points per ₹150 on retail at participating hotels in Marriott Bonvoy programme
-
Earn 4 Marriott Bonvoy Points/₹150 spent on travel, dining, and entertainment
-
Get 1 Free Night Award (worth up to 15,000 Bonvoy Points) at participating Marriott hotels worldwide, valid for 1 year, as a welcome benefit.
-
Get complimentary Marriott Bonvoy Silver Elite status with a fast track to Gold Elite upgrade.
-
12 Complimentary domestic & international lounge access
Tata Neu Infinity HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,499
Spend ₹3L/yr
Secure application through the bank's official website.
-
UPI enabled + Low Forex - 2%
-
5% NeuCoins on Tata brands (BigBasket, 1mg, Croma, etc.)
-
5% NeuCoins on partner Tata brands, including AirAsia India, Tata 1mg, Tata CLiQ, Croma, cult.fit etc.
-
Extra 5% NeuCoins when activating Neu Pass on the mobile application.
-
Complimentary domestic lounge access 2 visit/quarter
-
4 free international lounge visits per year (one per quarter) for primary and add-on cardholders
Tata Neu Plus HDFC Bank Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
UPI enabled
-
Earn 7% NeuCoins on the Tata Neu app/website (includes 5% NeuPass activation coins).
-
Get 2% back as NeuCoins on non-EMI spends at Tata partner brands.s
-
1% NeuCoins on non-Tata Neu spends and merchant EMI spends.
-
Get 4 free lounge visits on quarterly spends of ₹50,000 or more
-
Get 499 NeuCoins on the Tata Neu app by making a successful transaction within 30 days of card issuance
Tata Neu Infinity SBI Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,499
Spend ₹3L/yr
Secure application through the bank's official website.
-
UPI enabled + Low forex - 1.99%
-
5% NeuCoins on Tata Neu app/Partner brand purchases
-
Extra 5% NeuCoins select category on Tata Neu platform
-
Get 4 free international lounge visits per year (maximum 1 per quarter)
-
Get 2 free visits each quarter for spends of ₹75,000 or more in the previous quarter
Tata Neu Plus SBI Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
UPI credit card
-
2% value back on purchases made through the Tata Neu App/Website and partner Tata brands
-
Extra 5% value back on select category purchases made on the Tata Neu App/Website
-
1% value back on other transactions, including UPI payments applicable only to the RuPay variant
-
4 complimentary domestic lounge access per year
-
499 NeuCoins as a welcome benefit upon the realization of joining charges
SBI Prime Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹2,999
Spend ₹3L/yr
Secure application through the bank's official website.
-
UPI enabled
-
10 RP/₹100 on dining, groceries, department stores, movies
-
2 domestic, 4 international lounge visits/quarter
-
Welcome e-voucher worth ₹3,000 after annual fee payment
-
Get a ₹1,000 Pizza Hut e-voucher on quarterly spends of ₹50,000
-
Get a ₹7,000 e-voucher from Yatra or Pantaloons on annual spends of ₹5 lakh
SBI ELITE Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹4,999
Spend ₹10L/yr
Secure application through the bank's official website.
-
Low forex fee - 1.99% + UPI enabled
-
Earn 10 Reward Points/₹100 spent on departmental stores, dining, and grocery spends
-
Get 6 complimentary access to international airport lounges per year (max 2 every quarter) with the Priority Pass program
-
Earn 2 Reward Points/₹100 on all other purchases
-
Get Free domestic lounge access 2 times each quarter
-
Complimentary Gold Rounds and Lessons
SBI MILES Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,499
Spend ₹6L/yr
Secure application through the bank's official website.
-
Up to 2 Travel Credits/₹200 on travel spends
-
Get 1,500 Travel Credits on spends of ₹30,000 within 60 days of card issuance
-
4 complimentary domestic lounge visits/year
-
Get 5,000 bonus travel credits on annual spends of ₹5 lakh as milestone benefit
-
Convert credits to air miles, hotel points, bookings
IRCTC SBI RuPay Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹499
Not available
Secure application through the bank's official website.
-
UPI-enabled RuPay card for seamless payments
-
1 RP/₹100 on retail purchase and railway ticket bookings through IRCTC
-
Enjoy complimentary railway lounge access yearly and stays at 5,000+ hotels across 350+ cities in India
SBI SimplySAVE Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
10X reward points on dining, departmental stores, movies, and grocery
-
Get 2,000 bonus RPs (worth ₹500) on spends of ₹2,000 within the first 60 days of card activation
SBI SimplyCLICK Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
10X reward points on online spends (Apollo 24×7, BookMyShow, Cleartrip, Swiggy, etc.)
-
5X reward points on other online spends
-
Earn gift vouchers from cleartrip/yatra worth up to ₹4,000 every year on achieving the spend milestone
BPCL SBI Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹499
Spend ₹50,000/yr
Secure application through the bank's official website.
-
UPI enabled
-
13 reward points per ₹100 on fuel purchase
-
Annual savings of nearly 50 litres of fuel
-
1 reward point on other transactions
BPCL SBI Octane Credit Card SBI
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,499
Spend ₹2L/yr
Secure application through the bank's official website.
-
UPI enabled
-
25X RPs on fuel transaction at BPCL fuel stations
-
10X rewards on groceries, department stores, dining, movies
-
4 complimentary domestic airport lounge visits yearly (1 per quarter)
-
Get a ₹2,000 voucher from brands like Bata, Yatra, Hush Puppies, or Aditya Birla Fashion on annual spends of ₹3 lakh
Flipkart SBI Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹3.5L/yr
Secure application through the bank's official website.
-
5% cashback on Flipkart and Cleartrip
-
7.5% cashback on Myntra purchases
-
4% cashback with select partners, which for now include Netmeds, Uber, Zomato, and PVR.
-
1% unlimited cashback on other eligible spends
-
Flipkart gift vouchers worth ₹250 as a welcome benefit
SBI Cashback Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
5% cashback on online spends (Amazon, Flipkart, etc.)
-
1% cashback on offline spends
-
Get upto 3 add on for family member free for a lifetime
AU Vetta Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹2,999
Spend ₹1.5L/yr
Secure application through the bank's official website.
-
4 Reward Points per Rs. 100 on grocery and departmental store spends.
-
Get 1 complimentary domestic lounge access per qurter.
-
Two complimentary IRCTC lounge access per quarter.
-
Complimentary Priority Pass membership with one complimentary international airport lounge access per quarter.
-
2 Reward Points per Rs. 100 on all other retail spends.
-
Get a comprehensive insurance coverage of air accident,credit sheild,purchase protection etc.
HSBC TravelOne Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹4,999
Spend ₹8L/yr
Secure application through the bank's official website.
-
₹1,000 cashback + ₹3,000 PostCard voucher + 3-month EazyDiner Prime Membership on spends of ₹10,000 within first 30 days + 3,000 bonus reward points when you spend Rs.1,00,000 in the first 90 days.
-
4 Reward Points/₹100 spent on flights, travel aggregators, and transactions made in foreign currency
-
2 Reward Points/₹100 on all other eligible spends
-
6 domestic and 4 inernational lounge access per year
-
10,000 Reward Points as a milestone benefit on making spends of ₹12 lakh or more in a year
-
4 complimentary airport transfers per year (once per quarter) in a Toyota Hycross or a similar premium SUV. The offer is valid until 31st December 2026
-
15% off on international and domestic flights and hotels
HSBC Live+ Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
₹1,000 cashback as a welcome gift on making first transaction within 30 days
-
10% accelerated cashback on dining, grocery, and food delivery spends
-
1.5% unlimited cashback on all other transactions
-
Buy 2 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.
-
4 Domestic lounge access per year
BOBCARD Premier Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,000
Spend ₹1.2L/yr
Secure application through the bank's official website.
-
UPI enabled
-
Get 1 Complimentary Domestic Airport Lounge Access Every Quarter
-
Earn 10 Reward Points (5X) for every ₹100 spent on travel, dining, and foreign transactions.
-
Earn 2 Reward Points per ₹100 on all other eligible spends.
-
Get 500 bonus Reward Points on spending ₹5,000 or more within 60 days of card issuance
-
Get personal accident cover up to ₹10 lakh and zero-liability protection for lost or stolen cards.
BOBCARD Select Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹750
Spend ₹70,000/yr
Secure application through the bank's official website.
-
UPI enabled
-
Earn 5X reward points on every Rs. 100 spent on utility bills, dining, and online purchases
-
Earn 500 Reward Points on Spends of ₹5,000 Within 60 Days of Card issuance
-
Earn 1 Reward Points per ₹100 on retail spends.
-
Get zero-liability protection for lost or stolen cards.
-
Get free personal accidental coverage upto Rs.15 lakh.
BOBCARD Easy Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹35,000/yr
Secure application through the bank's official website.
-
UPI enabled
-
Earn 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores
-
Earn 500 Reward Points on Spends of ₹5,000 Within 60 Days of Card issuance
-
Earn 1 Reward Points per ₹100 on all other eligible spends.
-
Get zero-liability protection for lost or stolen cards.
BOB Cashback Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
UPI enabled
-
5% cashback on eligible online spends.upto Rs.1500/month .
-
Unlimited 1% cashback on all other transactions.
BOBCARD Tiara Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹2,499
Spend ₹2.5L/yr
Secure application through the bank's official website.
-
UPI enabled + Low forex fee
-
Earn 15 Reward Points/₹100 Spent on Travel, Dining, and International Spends.
-
earn 3 RPs/₹100 on All Other Eligible Spends.
-
Get unlimited domestic lounge visits on spends of ₹40,000 in the previous quarter
-
Get complimentary health package includes a mammogram and pap smear package
-
Get Complimentary Swiggy 3-month membership along offering free delivery and discounts on food
-
Free annual memberships to Amazon Prime/Disney Hotstar, Gaana Plus, and more.
-
Free FitPass Pro membership for six months, which offers access to over 2,500+ premium gyms and fitness centers.
-
Get ₹500 quarterly discount on Myntra, Nykaa, and Flipkart each
-
Groceries on a discount with ₹250 off on BigBasket each quarter.
BOBCARD ETERNA Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹2,499
Spend ₹2.5L/yr
Secure application through the bank's official website.
-
UPI enabled + Low forex
-
Earn 15 Reward Points per ₹100 on online shopping, travel, dining, movies, and international spends
-
Unlimited complimentary lounge access at domestic airports.
-
Earn 3 Reward Points per ₹100 on all other eligible spends, including utility bills (electricity, gas, water).
-
Get 6-month FitPass Pro membership as a welcome gift (including 2,500 premium gyms and fitness studios).
-
Buy One Get One on movie tickets booked on the District app (max benefit of ₹250/month).
-
Get Personal air accident covers worth ₹1 crore (applicable only in case of loss of life).
-
Get Accidental death cover worth ₹10 lakh.
Equitas Bank Tiga Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹500
Spend ₹1.2L/yr
Secure application through the bank's official website.
-
UPI Enabled
-
Earn 3× Reward Points per ₹100 on UPI, Contactless, or ‘Pay-by-3’ transactions.
-
Earn 1 Reward Point for every ₹100 spent.
-
Introductory 0.99% monthly interest rate for first 3 months
Equitas Bank Selfe Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹1,000
Spend ₹2.4L/yr
Secure application through the bank's official website.
-
UPI Enabled
-
Choose 2 out of 5 categories for 5X reward points (apparel, dining, grocery, utility, taxi)
-
Select 2 complimentary memberships from Amazon Prime, Disney Hotstar, Sony Liv, Zee5, Reader’s Digest
-
Earn 2 reward points for every ₹100 spent on all other transactions
Equitas Bank PowerMiles Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
75/100
₹5,000
Spend ₹4.8L/yr
Secure application through the bank's official website.
-
UPI Enabled + Low forex 2%
-
Earn 3 Reward Points for every ₹100 eligible spend.
-
Complimentary Club Marriott and EazyDiner Memberships
-
2 domestic lounge visits and 1 international lounge visit per quarter
-
Enjoy up to 50 days of interest-free credit on your spending.
IndusInd Bank Tiger Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
Key Benefits
-
Lifetime free + Low forex fee - 1.5%
-
Earn up to 6 accelerated reward points for every ₹100 spent
-
Get 8 Complimentary Domestic Lounge Access per Year
-
Get 2 Complimentary International Lounge Access per Year through the Priority Pass Program
-
Get 4 Complimentary Golf Games or Lessons per Year
-
BOGO on BookMyShow: Get 1 free movie ticket every 6 months (max ₹500).
Uni GoldX Credit Card
Infopaisa Score
Joining Fee
Annual Waiver
Secure application through the bank's official website.
-
Lifetime free + UPI enabled + Zero forex
-
Earn up to 7% digital gold on booking flight tickets through uni app/website.
-
Earn 1% on all eligible spends including UPI spends.
-
Earn up to 5% digital gold on voucher purchases from leading brands
